Impact Club Startups
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Carlos Villalobos
Co-founder and CEO of Ábaco
Carlos Villalobos has developed his career with tech companies over the past 11 years. He has participated in various industries with significant early-stage projects. He is a former employee of HubSpot, Xepelin, Adobe, and Jeeves. His mission is to reinvent financial services into solutions for liquidity, payments, and technology so that regional companies can reach their maximum growth potential.
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Alejandro McCormack
Co-founder of Ábaco
Salvadoran entrepreneur with extensive experience in fintech. He worked as a Product Manager at N26, Germany's first fully digital bank, and later led market expansion at Raisin, a fintech "unicorn." In 2022, he returned to El Salvador to lead N1CO, the region's first neobank, focusing on transforming traditional banking with technology and customer-centric solutions.
In 2023, McCormack co-founded Ábaco, a Salvadoran fintech providing fast, digital liquidity solutions for MSMEs in Central America. Ábaco has facilitated over $20 million in loans, implemented an advanced risk engine for same-day credit approvals, and secured $4 million in pre-seed funding. McCormack envisions expanding Ábaco across the region, developing financial products to democratize credit access and empower MSMEs to reach their full growth potential.
About Ábaco
Ábaco Capital is a multifunctional digital platform designed to simplify financial management for companies through a risk model driven by integrations with alternative data sources, automated liquidity monitoring, reconciliations, budget control, and other technologies. At Ábaco, they have taken on the challenge of redesigning and reinventing the financial system into one that offers solutions rather than just services.
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